A guy buys a brand new Grand Cherokee for 30 some thousand dollars and
 has 400+ dollar monthly payments.  He immediately gets ahold of his
 friend and they go do some male bonding.  They go duck hunting and of
 course all the lakes are frozen.

 These 2 atomic brains go to the lake with the guns, the dog, the beer
 and of course the new vehicle.  They drive out onto the lake ice and
 get ready.  Now, they want to make some kind of a natural landing area
 for the ducks, something for the decoys to float on.  Remember, it's
 all ice and in order to make a hole large enough to look like some-
 thing a wandering duck wants to fly down and land on, it is going to
 take a little more effort than an ice hole drill.

 Out of the back of the new Grand Cherokee comes a stick of dynamite
 with a short, 40 second fuse.

 Now these two rocket scientists do take into consideration that if
 they place the stick of dynamite on the ice at a location far from
 where they are standing (and the new Grand Cherokee), they take the
 risk of slipping on the ice when they run from the burning fuse and
 possibly going up in smoke with the resulting blast.  So, they decide
 to light this 40 second fuse and throw the dynamite which is what they
 end up doing.

 Remember a couple of paragraphs back when I mentioned the vehicle, the
 beer, the guns AND THE DOG????

 Yes, the dog.  A highly trained black lab used for retrieving,
 especially things thrown by the owner.

 You guessed it, the dog takes off at a high rate of doggy speed on the
 ice and gets the stick of dynamite with the burning 40 second fuse
 about the time it hits the ice all to the woes of the two idiots
 yelling, stomping, waving arms and wondering what the hell to do now.

 The dog, well it is happy, and heads back from where it came from
 moments before, with the stick of dynamite, only to the mounting woes
 of the two bozo's now really waving their arms, yelling even louder
 and jumping to new heights than ever before.

 Now one of the guys decides to think, something that he has never done
 before this moment, grabs a shotgun and shoots the dog.  The shotgun
 is loaded with #8 duck shot, hardly big enough to stop a black lab on
 its appointed rounds.  Dog stops for a moment, slightly confused and
 continues on.  Another shot and this time the dog, still standing,
 becomes really confused and of course scared, thinking these two Nobel
 Prize winners have gone insane and takes off to find cover, with the
 now really short short fuse burning on this stick of dynamite.

 The cover the dogs finds?  Underneath the brand new Grand Cherokee 30
 some thousand dollar, 400+ monthly payment vehicle sitting on the lake
 ice.

 BOOM!

 Dog dies; it and the brand new Grand Cherokee 30 some thousand dollar,
 400+ monthly payment vehicle sink to the bottom of the lake leaving
 the two candidates for Co-leaders of the Known Universe standing there
 with this "I can't believe this happened" look on their faces.

 Later, the owner of the vehicle calls his insurance company which
 tells him that sinking a vehicle in a lake by illegal use of
 explosives is not covered.  He had yet to make the first of those 400+
 a month payments.

 I felt pretty sorry for the dog myself.